ClearTips: Powerful paragraphs
Repeat an opening word or phrase
Repeating an opening word or phrase at the beginning of
paragraphs propels your argument across two or more of them.
Banks' credit-risk models are mind-bogglingly complex.
But the question they try to answer is actually quite simple: how much
of a bank's lending might plausibly turn bad? Armed with the answer,
banks can set aside enough capital to make sure they stay solvent should
the worst happen.
No model, of course can take account of every possibility.
Credit-risk models try to put a value on how much a bank should
realistically expect to lose in the 99.9% or so of the time that passes
for normality. This requires estimating three different things: the
likelihood that any given borrower will default; the amount that might
be recoverable if that happened; and the likelihood that the borrower
will default at the same time others are doing so.
The repeated opening also tells readers that the paragraphs
are doing similar work—that the second paragraph adds to or elaborates
on the point of the first.
Small wonder, then, that such a variety of insects
and plants were unwittingly trapped in the stickiness and thereby preserved,
fragmentary DNA and all. The exhibition's 200-odd fossil marvels include
entombed ants, a frog, a scorpion, a perfect flower and a yet-to-be-revealed
mystery item that Dr Grimaldi discovered recently in New Jersey.
Small wonder, too, that amber has long had
cultural significance. Though not especially rare (many trees exuded
great gouts of the stuff) it is both attractive and easy to work. Amber
has been carved since the Stone Age into symbolic figures and used as
currency. The Greeks and Romans alike were fascinated by its weightless
luminosity. In recent years the Baltic amber that was expensively transported
across Europe to the Mediterranean 2,000 years ago has become ubiquitous
as a cheap jewel, exported now as earrings and brooches by modern Balts
as desperate as their forebears for trade.
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